Pennsylvania Car Insurance Lawyer
Pennsylvania Car Accident Lawyer
Pennsylvania car insurance laws require that all Pennsylvania drivers carry both medical benefits coverage and liability coverage. Choosing the right car insurance can reduce the risks to you, your family, and your passengers if you’re involved in a car accident. The Pittsburgh car accident lawyers of Hal Waldman and Associates can help you understand your rights if you’re injured in a car accident.
Pennsylvania is a “no-fault” state, which means that medical benefits coverage will apply regardless of who is at-fault for the accident. Medical benefits coverage provides coverage for medical costs and bills incurred by you or your passengers following a car accident.
“No-fault” insurance can, however, limit your options to sue for damages resulting from a car accident. When you purchase Pennsylvania car insurance, you have two tort options: limited tort and full tort.
The limited tort option permits you to sue for medical costs resulting from a car accident, but limits your right to receive compensation for pain and suffering. While the limited tort option carries a lower premium, if you are seriously injured or disabled in a car accident, you might not be able to collect money for your pain and suffering unless your case falls within one of the narrow exceptions to limited tort coverage.
The full tort option permits you to sue for both medical costs and pain and suffering in the event of an accident or serious injury. It carries a higher premium, but reduces the risk to you and your family should you be involved in a car accident caused by another driver.
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Pennsylvania car insurance can be confusing. If you’re hurt in an accident, you need an experienced attorney who understands your legal rights to help you get the compensation you deserve. Call our offices at: (412) 338-1000 to speak with an attorney now. You can also contact us online using our free case evaluation form. Our calls, emails and chats are answered 24 hours a day, 7 days a week.